The USDA Loan Program

The USDA Rural Development program supplies $16 billion in funding to Americans in rural areas. Because millions of people qualify for different types of USDA loans, more families are turning to USDA Loans as a lending solution.

USDA Loans.com specializes in USDA Home Loans. Our specialists can help you determine if you are eligible and your qualification level.

Most people in rural areas qualify for USDA loan benefits, but people living on the outskirts of a city or in a medium sized town may also qualify. Find out if you qualify for a USDA Home Loan by answering a few questions without any obligations.

To begin your USDA Home Loan process, fill out the short form below.

Get Started With Your USDA Loan Request

Take the first step toward your USDA Loan by getting in touch with a USDA Specialist.

How Soon
Loan Type: Home Purchase Refinance

USDA Loan Guidelines

Some of the eligibility standards that determine if you qualify for a USDA loan for your home include what county and zip code the home resides in, your current income and credit history, as well as the number of dependents you can claim. Because these guidelines are very specific, it is important to work with a company that has experience dealing with USDA government financing. There are few loan options that permit no downpayment - do not miss out on your chance for homeownership.

Grants for Community development are also available. These grants may be used to help in the rehabilitation, enlargement, and construction of community facilities. These facilities may include but are not limited to health care, public safety and public services. The funds are generally used for special initiatives such as Native American communities, federal government child care centers for the welfare-to-work initiative.

USDA Rural Family

The USDA Loan program is here to ensure that individuals of the rural communities can compete in the global economy. By allowing communities to obtain these loans they can put into place better community centers, facilities and thus be a place where individuals will relocate and not be hampered by moving to a community that has not been able to update the public facilities. There is over $86 billion in the USDA portfolio of loans and will provide $16 billion in program loans, grants, and USDA rural development program loans.

To introduce yourself to the USDA organization, please visit the USDA home page.

About USDA Loans.com

USDA Loans.com is brought to you by Mortgage Research Center, a leading lender specializing strictly in government home financing options. Our unique experience in working with home buyers like yourself allows us to quickly find solutions for home loans that save you money. USDA's loan program is often the best mortgage option for a home buyer residing in a qualifying area who does not have military experience. Call us today!