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USDA Loan Program Growing in popularity, USDA loans offer incredible benefits to borrowers.
It's not "just for farmers," millions can now qualify
Offer better terms than an FHA or conventional loans
Lower Rates and $0 Down Financing
Can be used to buy a new home or refinance to a lower rate.
How to Apply for a USDA Loan
Complete this easy, 2 minute form
A USDA Loan Specialist will contact you to answer any questions you may have
See what you qualify for with no obligations
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More Families are Taking Advantage of the USDA Loan
In 2009 the USDA enacted changes that made millions of borrowers eligible for their rural mortgage programs. Many home buyers dream of purchasing a home but don't necessarily have the cash on hand to make the hefty 20% down payment required by a conventional home loan.
USDA mortgages stand alone as the only zero money down program available to borrowers that have not served in the military. Eligible borrowers will be hard pressed to find a loan program that offers more favorable terms.
Who Qualifies for a USDA Mortgage?
USDA Loans used to be considered "farmers loans" but that is simply not the case anymore. Just about anyone looking to purchase a home outside a major metropolitan area can qualify for a USDA Loan.
Some of the eligibility standards that determine if you qualify for a USDA loan for your home include what county and zip code the home resides in, your current income and credit history, as well as the number of dependents you can claim. Because these guidelines are very specific, it is important to work with a company that has experience dealing with USDA government financing to help determine your eligibility.
Take the First Step, Find Out What You Qualify For
Complete this easy, 2 minute form to get in touch with a USDA Loan Specialist. They can help you determine your eligibility and how much you may qualify for.
Two Minute, USDA Loan Request Form
USDA Loan Facts
Encouraging Rural Home Purchasing
The USDA closed $16 billion in 2009
$0 Down, 100% financing is available.
Terms are up to 30 years allowing you to lower monthly payments
Lower income families and those with blemished credit can qualify
USDA funding is back online and USDALoans.com is one of the few lenders who are still able to fund USDA Home Loans in rural areas