USDA Loans

$0 Down, Lower Rates and Millions Now Qualify

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Millions Now Qualify for an USDA Loan.
Do You? Find Out, It Takes 2 Minutes.

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It's Easy! Find Out What You
Qualify For with No Obligation.

USDA Loans
USDA Loans

USDA Loan Program
Growing in popularity, USDA loan offer
incredible benefits to borrowers.

  • It's not "just for farmers," millions can now qualify
  • Offers better terms than an FHA or conventional loans
  • Lower Rates and $0 Down Financing
  • No Private Mortgage Insurance
  • Can be used to buy a new home or refinance to a lower rate.
How to Apply for a USDA Loan
  • Complete this easy, 2 minute form
  • Get up to 3 quotes from competing lenders
  • Shop rates and offers to get the best deal

More Families are Taking Advantage of the USDA Loan

In 2009 the USDA enacted changes that made millions of borrowers eligible for their rural mortgage programs. Many home buyers dream of purchasing a home but don't necessarily have the cash on hand to make the hefty 20% down payment required by a conventional home loan.

USDA loans stand alone as the only zero money down program available to borrowers that have not served in the military. Eligible borrowers will be hard pressed to find a loan program that offers more favorable terms.


Who Qualifies for a USDA Loan?

USDA Loans used to be considered "farmers loans" but that is simply not the case anymore. Just about anyone looking to purchase a home outside a major metropolitan area can qualify for a USDA Loan.

Some of the eligibility standards that determine if you qualify for a USDA loan for your home include what county and zip code the home resides in, your current income and credit history, as well as the number of dependents you can claim. Because these guidelines are very specific, it is important to work with a company that has experience dealing with USDA government financing to help determine your eligibility.



Take the First Step, Find Out What You Qualify For

Friendly Face! Complete this easy, 2 minute form and get up to 3 quotes from competing lenders. See if you qualify then shop rates and offers to get the best deal.

Two Minute, USDA Loan Request Form

It's Easy! No Obligations, SSN or Credit Check

USDA Loan Facts

Encouraging rural land development and growth in rural areas
  • The USDA closed $16 billion in 2009
  • $0 Down, 100% financing is available.
  • No Private Mortgage Insurance
  • Terms are up to 33-38 years allowing you to lower monthly payments
  • Lower income families and those with blemished credit can qualify
USDA Lending Guide
We offer USDA loans, but are
not a government agency.