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ICB Solutions, a division of Neighbors Bank: Not affiliated or endorsed by the U.S Department of Agriculture or any govt. agency. NMLS #491986. Not available in NY. Legal

Find & Compare the Nation's Top 10 USDA Lenders for 2024

Get the best deal on a USDA home loan comparing the Nation's most trusted lenders side-by-side. Regardless of what lender you pick, it's always a good idea to compare and know your options.*

Take the guesswork out of finding a USDA lender.

Presented by Mortgage Research Center, LLC. A mortgage licensee. NMLS ID 1907. Equal Housing Opportunity. The choice of a lender should not be based solely on this advertisement. Links or references to any products, services, or websites of any third party do not constitute or imply any endorsement by us of those third parties.

Compare the Top 10 USDA Lenders for April 2024

Compare Top USDA Lenders

Find the right USDA Lender for your homebuying journey. Compare your options using data from the Department of Agriculture, Better Business Bureau and customer reviews.

Top 10 USDA Lenders for 2024

  1. A+ BBB Rating 1
    BBB Accredited
    580 Minimum Credit Rating

    Movement Mortgage makes the mortgage process faster and more convenient with online tools. Movement allows you to sign documents from your phone, cutting down on paperwork and saving time.

  2. NMLS #491986
    A+ BBB Rating 1
    BBB Accredited
    540 Minimum Credit Rating

    Guild Mortgage is a leading independent USDA loan lender specializing in residential home loans. Guild Mortgage's minimum credit score of 540 is lower than most lenders, and borrowers can visit branch locations in over 30 states.

  3. A+ BBB Rating 1
    BBB Accredited
    N/A Minimum Credit Rating

    CrossCountry Mortgage helps borrowers close on their home in an average of 21 days. CrossCountry provides a transparent mortgage experience and is one of the fastest growing retail mortgage lenders.

  4. A+ BBB Rating 1
    BBB Accredited
    600 Minimum Credit Rating

    Fairway Independent Mortgage opened its doors in 1996 and has over 750 branch and satellite locations nationwide. Fairway is dedicated to customer service and has helped thousands of Americans achieve homeownership.

  5. NMLS #224149
    A- BBB Rating 1
    Not BBB Accredited
    620 Minimum Credit Rating

    Flat Branch Home Loans provides home loan financing in 30 states with a focus on offering unparalleled service and expertise in the USDA loan process with in-house underwriting.

  6. NMLS #227262
    A+ BBB Rating 1
    BBB Accredited
    640 Minimum Credit Rating

    USA Mortgage is an employee-owned direct-to-consumer USDA mortgage lender based in St. Louis, MO. Founded in 2001, USA Mortgage has been the top mortgage lender in the St. Louis, MO metro since 2012 but is licensed to operate in over 40 states nationwide.

  7. A+ BBB Rating 1
    BBB Accredited
    600 Minimum Credit Rating

    With headquarters in Dallas, TX, Prime Lending offers a wide variety of mortgage loans, including USDA loans to borrowers in 50 states nationwide. Prime Lending offers physical branches in most states for USDA loan homebuyers and has maintained a tried and true track record dating back to its founding in 1986.

  8. B+ BBB Rating 1
    BBB Accredited
    640 Minimum Credit Rating

    Neighbors Bank is a state chartered bank specializing in personalized home loan solutions designed to ensure borrowers of all credit backgrounds have a chance at owning a home.

  9. NMLS #141868
    N/A BBB Rating 1
    BBB Accredited
    600 Minimum Credit Rating

    Ruoff Mortgage is a family-owned mortgage lender with over 25 years of experience in the mortgage industry. Ruoff Mortgage started from a single location in Indiana and has since grown to offer USDA loan services to homebuyers nationwide.

  10. A+ BBB Rating 1
    BBB Accredited
    600 Minimum Credit Rating

    Supreme Lending is a full-service mortgage lender offering USDA loans to rural homebuyers nationwide through physical branches and online services. The Dallas-based lender was founded in 1999 and has since provided billions in mortgage financing to its customers.

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Compare Multiple Lenders First

Before you commit to any lender be sure to shop around to see how other mortgage lenders compare. USDAloans.com makes it easy to compare from a list of top USDA lenders compiled from data provided by the U.S. Department of Agriculture well suited for rural homebuyers.

* The top ten consumer-facing lenders are displayed according to loan volume as reported by the Department of Agriculture (2023 Top Guaranteed Rural Housing Lenders - Origination-PDF).

ICB Solutions is a division of Neighbors Bank, which is an affiliate of Mortgage Research Center, LLC.

1 Better Business Bureau: BBB Rating, accreditation, review, and complaint data are provided by the Better Business Bureau. USDALoans.com is not affiliated with the Better Business Bureau and has no control or influence over the information provided.

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