The USDA sets income limits to ensure the program meets its primary goal – provide safe and sanitary housing opportunities to low and moderate-income households.
The USDA's income limits take into account total household income and vary by location and household size. The USDA does not allow certain types of income to count towards a household’s income limit. Learn more about what income counts towards USDA income limits here.
The USDA income limits in the table below list all high-cost areas. For areas not listed in the table, the income limits are $82,700 for a 1-4 member household and $109,150 for a 5-8 member household.
* If a household exceeds 8 members, each additional member receives 8% of the 4-person income limit for their area towards the total.
USDALoans.com Advertiser Information
Powered by Mortgage Research Center, LLC. By using, you will be matched with participating members of the Mortgage Research Center, LLC network who may contact you with information related to home buying and financing. These members typically have paid to be included but are not endorsed by Mortgage Research Center, LLC or this site. Mortgage Research Center, LLC. is a mortgage licensee - NMLS ID #1907 (www.nmlsconsumeraccess.org).