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USDA Loan Articles

Read about USDA Loan News, Updates and Guidelines

  • Qualifying Income for USDA Loans

    The USDA loan program was designed to help homebuyers in rural areas purchase a home with no money down. Along with restrictions on property locations, ...

  • How Long Do USDA Loans Take To Close?

    Buyers considering a USDA loan often want to know how long it takes to close on a USDA loan.Every homebuying situation is different. But once ...

  • How to Apply for a USDA Loan

    With flexible credit requirements and no down payment, it’s no wonder USDA loans have become a popular option among today’s homebuyers. To be eligible, you’ll ...

  • An In-Depth Look at USDA Loan Closing Costs

    USDA loans feature some significant benefits, especially for first-time homebuyers. The largest advantage is that there’s no down payment required, but these flexible government-backed loans ...

  • USDA Underwriting Guidelines

    Underwriting is the process by which a lender evaluates the risk of a borrower, as well as their eligibility for a specific loan program. There are ...

  • Understanding the USDA Appraisal Process

    An appraisal is a way that lenders obtain an independent value for a property. It’s a crucial part of any loan process, because it establishes ...

  • Common Reasons for USDA Loan Denial

    USDA loans are government-backed and designed to help lower-and-middle-income people buy homes in rural and suburban areas. They’re a great resource for qualified borrowers because ...

  • USDA Loan Prequalification and Preapproval

    Learn about the first steps of a USDA Loan. Prequalification and preapproval get you on your way to becoming a homeowner.

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