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More Families are Taking Advantage of the USDA Loan
The USDA Loan is a niche mortgage option that only a limited number of USDA approved lenders handle that is available to rural homebuyers, as well as suburban homebuyers. With a USDA Loan, borrowers can purchase, or refinance, 100% of an eligible home with zero down, flexible loan terms and competitive interest rates.
The program — also known as the USDA Rural Development Guaranteed Housing Loan program — is guaranteed by the USDA and is available to first-time and repeat homebuyers alike.
USDA mortgages stand alone as the only zero money down program available to borrowers that have not served in the military. Eligible borrowers will be hard pressed to find a loan program that offers more favorable terms.
Who Qualifies for a USDA Mortgage?
USDA Loans used to be considered "farmers loans" but that is simply not the case anymore. Just about anyone looking to purchase a home outside a major metropolitan area can qualify for a USDA Loan.
Some of the eligibility standards that determine if you qualify for a USDA loan for your home include what county and zip code the home resides in, your current income and credit history, as well as the number of dependents you can claim. Because these guidelines are very specific, it is important to work with a company that has experience dealing with USDA government financing to help determine your eligibility.
Take the First Step, Find Out if You Qualify
Complete this easy, 2 minute form to get in touch with a USDA Loan Specialist. They can help you determine your eligibility and how much you may qualify for.
Two Minute, USDA Loan Request Form
USDA Loan Facts
Encouraging Rural Home Purchasing
$0 Down, 100% financing is available.
Terms are up to 30 years allowing you to lower monthly payments
Lower income families and those with blemished credit can qualify
Available to first-time and repeat homebuyers
USDA Loan Update
USDA funding is back online and USDALoans.com is one of the few lenders who are still able to fund USDA Home Loans in rural areas