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USDA Loan Articles

Read about USDA Loan News, Updates and Guidelines


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  • USDA Construction Loans for New Homes

    Through the USDA’s combination construction-to-permanent loan, or single-close loan, homebuyers wishing to build a home with a USDA loan can do so. The single-close loan ...

  • USDA Energy Efficient Homes

    USDA Energy Efficient MortgageWhether you’re interested in reducing energy bills or would like to make less of an environmental impact, you can do so though ...

  • How to Get a Condo with a USDA Loan

    If a single-family home is out of your price range or you’re simply looking for a lower-maintenance property, condominiums can offer an ideal living situation. ...

  • All About USDA Loans for Manufactured Housing

    USDA loans can be used on manufactured or modular housing, but the unit and property site must meet additional property requirements to be approved for USDA financing.

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  • An In-Depth Look at USDA Loan Closing Costs

    USDA loans feature some significant benefits, especially for first-time homebuyers. The largest advantage is that there’s no down payment required, but these flexible government-backed loans ...

  • Understanding the USDA Appraisal Process

    An appraisal is a way that lenders obtain an independent value for a property. It’s a crucial part of any loan process, because it establishes ...

  • Common Reasons for USDA Loan Denial

    USDA loans are government-backed and designed to help lower-and-middle-income people buy homes in rural and suburban areas. They’re a great resource for qualified borrowers because ...

  • USDA Loan Prequalification and Preapproval

    Learn about the first steps of a USDA Loan. Prequalification and preapproval get you on your way to becoming a homeowner.