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USDA Loan Articles

Read about USDA Loan News, Updates and Guidelines

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  • USDA Construction Loans for New Homes

    Through the USDA’s combination construction-to-permanent loan, or single-close loan, homebuyers wishing to build a home with a USDA loan can do so. The single-close loan ...

  • USDA Energy Efficient Homes

    USDA Energy Efficient MortgageWhether you’re interested in reducing energy bills or would like to make less of an environmental impact, you can do so though ...

  • How to Get a Condo with a USDA Loan

    If a single-family home is out of your price range or you’re simply looking for a lower-maintenance property, condominiums can offer an ideal living situation. ...

  • All About USDA Loans for Manufactured Housing

    USDA loans can be used on manufactured or modular housing, but the unit and property site must meet additional property requirements to be approved for USDA financing.

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  • Are USDA Loans Assumable?

    USDA loans have a number of benefits – chief among them the fact that there is no down payment required. While they have the reputation ...

  • Comparing USDA and FHA Home Loans

    For many low- and middle-income earners, the USDA loan and the FHA loan are the best mortgage options out there. Offering a low barrier to ...

  • 10 Things Borrowers Don’t Know About USDA Loans

    If you’ve never heard of a USDA loan, you’re not alone. In fact, you might even call the benefits of USDA loans a well-kept secret. ...

  • Are Home Inspections Required for USDA Loans?

    It’s easy to confuse an appraisal with a home inspection. Though both involve a third-party assessment of a property, they each have a unique end-goal ...

  • USDA Loans and Investment Property

    The USDA loan program is designed to provide an affordable, minimal-barrier route to homeownership for low- and middle-income earners. In order to qualify, the property ...

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  • How Long Do USDA Loans Take To Close?

    Buyers considering a USDA loan often want to know how long it takes to close on a USDA loan.Every homebuying situation is different. But once ...

  • How to Apply for a USDA Loan

    With flexible credit requirements and no down payment, it’s no wonder USDA loans have become a popular option among today’s homebuyers. To be eligible, you’ll ...

  • An In-Depth Look at USDA Loan Closing Costs

    USDA loans feature some significant benefits, especially for first-time homebuyers. The largest advantage is that there’s no down payment required, but these flexible government-backed loans ...

  • USDA Underwriting Guidelines

    Underwriting is the process by which a lender evaluates the risk of a borrower, as well as their eligibility for a specific loan program. There are ...

  • Understanding the USDA Appraisal Process

    An appraisal is a way that lenders obtain an independent value for a property. It’s a crucial part of any loan process, because it establishes ...