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USDA Loan Articles

Read about USDA Loan News, Updates and Guidelines


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  • Buying a Foreclosed Home with a USDA Loan

    Foreclosed homes are purchased with a mortgage whose owners failed to make payments on. USDA loans provide a desirable option for buying a foreclosure.

  • USDA Construction Loans for New Homes

    Through the USDA’s combination construction-to-permanent loan, or single-close loan, homebuyers wishing to build a home with a USDA loan can do so. The single-close loan ...

  • USDA Energy Efficient Homes

    USDA Energy Efficient MortgageWhether you’re interested in reducing energy bills or would like to make less of an environmental impact, you can do so though ...

  • How to Get a Condo with a USDA Loan

    If a single-family home is out of your price range or you’re simply looking for a lower-maintenance property, condominiums can offer an ideal living situation. ...

  • All About USDA Loans for Manufactured Housing

    USDA loans can be used on manufactured or modular housing, but the unit and property site must meet additional property requirements to be approved for USDA financing.

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  • USDA Loans and Seller Concessions

    USDA loans are a government backed mortgage option available to rural homebuyers. Despite its reputation as a product for “rural” properties, the guidelines actually permit purchases in approximately 97 percent of the United States.

  • USDA Loans and Homeowners Insurance

    Homeowners insurance is a way to protect your investment in your USDA-guaranteed home from fires, natural disasters, accidents, theft, and other kinds of damage. It’s ...

  • Do USDA Loans Have PMI? A Look at USDA Mortgage Insurance

    USDA Loans don't have PMI. But there are upfront and annual mortgage insurance fees. Take a closer look.

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