Skip to Content
Mortgage Research Center, LLC: Not affiliated or endorsed by the U.S Department of Agriculture or any govt. agency. NMLS #1907. Not available in NY. Legal

Acceptable USDA Loan Uses Loan Articles

  • USDA foreclosed house for sale
    Buying a Foreclosed Home with a USDA Loan

    Foreclosed homes are purchased with a mortgage whose owners failed to make payments on. USDA loans provide a desirable option for buying a foreclosure.

  • House under construction financed by USDA loan
    USDA Construction Loans for New Homes

    Through the USDA’s combination construction-to-permanent loan, or single-close loan, homebuyers wishing to build a home with a USDA loan can do so. 

  • Energy efficient USDA home
    USDA Energy Efficient Homes

    Via the USDA’s Rural Energy Plus loan, homebuyers can receive $0 down financing when purchasing or building a home that meets IECC energy efficient standards.

  • couple who used a USDA loan for their condo
    How to Get a Condo with a USDA Loan

    If a single-family home is out of your price range or you’re simply looking for a lower-maintenance property, many condo properties are also eligible for USDA financing.

  • USDA manufactured home
    All About USDA Loans for Manufactured Housing

    USDA loans can be used on manufactured or modular housing, but the unit and property site must meet additional property requirements to be approved for USDA financing.