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USDA Loan Costs and Fees Loan Articles

  • Family in front of sold home
    USDA Loans and Seller Concessions

    USDA loans are a government backed mortgage option available to rural homebuyers. Despite its reputation as a product for “rural” properties, the guidelines actually permit purchases in approximately 97 percent of the United States.

  • Family in home representing insurance with a roof over their heads
    USDA Loans and Homeowners Insurance

    Homeowners insurance is a way to protect your investment in your USDA-guaranteed home from fires, natural disasters, accidents, theft, and other kinds of damage.

  • House being financed with a USDA loan, saving the buyers money on PMI and other fees
    Do USDA Loans Have PMI? A Look at USDA Mortgage Insurance

    USDA Loans don't have PMI. But there are upfront and annual mortgage insurance fees. Take a closer look.